Yo. So before we jump into our sappy story, we want to tell you why we started Our Freaking Budget. We’re here to tell average 20- and 30-somethings that they can learn how to manage their money. Want to know how we know that? Because if we could figure this crap out, anyone can. Seriously.
Johnny and I started off our marriage with zero financial guidance. In fact, my last financial hurrah before getting married was over-drafting my checking account — whoops. So when we did rendezvous at the altar, I brought some Southern cooking know-how and, oh, some $10,000 of student loan debt. Johnny, on the other hand, was more money conscious than I was, and while he didn’t have much as a college student, he kept close track of what money he did have.
Together we opened a joint checking account and decided from day one that our financial future would be just that — a joint effort. With a marriage started on just a couple hundred in the bank, several Target gift cards, and little-to-no financial assistance from parents, we’ve been learning ever since to financially prepare ourselves as a couple.
Fast-forward eight years. We’ve now been out of school five years, we’ve paid off $20,000 in student debt (read all about that here) and we’ve added a baby girl (with another on the way) to our brood. And while we’ve figured out the gist of managing our money, we still find ourselves in a love-hate relationship with “our freaking budget.” From saving money on everyday expenses to deciphering four-letter 401k-type words, we’re determined to grow our modest nest egg and document our journey along the way. We’d love for you to join us.