We loved reading you guys’ input on my oil change drama. I had some grocery shopping to do yesterday at Walmart (new month, new grocery budget finally!), and I took the opportunity to go and talk to the oil change mechanics. I actually had them rotate my tires since they only charge $10 (I know… I said I wouldn’t give them my business!), and when it came time to pay, I talked to the supervisor about my concerns. It felt good letting him know that I didn’t appreciate the upselling and the choice of words they used (“required”) to get me to pay more. And I was able to get my point across without getting huffy and puffy or emotional, so I’ll call it a win.
Johnny and I are working to save as much as we can this month and next since November and December tend to be kind of spendy months for us. Sometimes we travel for the holidays, which costs extra moolah. And our Christmas shopping usually starts in November, so I feel like September and October are our last-ditch opportunity to meet our savings goals for the year. We’ll still save money in November and December, but possibly not as much.
We’ve got some fun topics coming up. So if you’ve had your mind on any of the following stuff, stay tuned:
- Life insurance (how to choose how much and how to open an account)
- 529 college savings plan (how we finally went about opening an account)
- Having a will (why you might need one and how we’re doing ours… morbid but necessary topic)
- Car insurance (some of you noticed our monthly car insurance bill in our August budget, so we’ll explain more about that)
We’re excited to share those and other posts soon. As another update, Johnny and I didn’t hit our side income surplus goal for the month of August, so we didn’t buy any clothes. You better believe I was pushing for us to give in and get some anyway, but luckily Johnny kept us strong. And so we’re going for it again this month. It’s a fun, extra motivator. If we don’t hit it this month, though, I don’t think I’ll find it so fun anymore. So we better hit it!
Lastly, here are a couple of articles we recently wrote over at DailyFinance:
- 7 Financial Tasks to Accomplish Before You Hit 30
- How Tithing Helped Us Be More Financially Responsible
That’s what’s going on with us. We’re trying to soak up the last drops of summer while we can. Winter comes hard and fast here in Utah. A snowstorm in October isn’t out of the question, so we’ll be playing outside and going on evening walks while we still can! Any other budgety topics you’d like to see covered in the near future on OFB?