First things first: Yep, I’m still pregnant. Baby Girl is sittin’ pretty and determined to take her sweet time arriving. I’m giving her until Friday, and then she’s getting a serious talking to.
So it’s April! We hope all of you had a great Easter weekend. We took it pretty easy, for obvious reasons. Sally had her first Easter egg hunt and got her first Easter egg basket ever on Easter morning… it only took her third Easter for us to finally get around to it! She’s still never had a Christmas stocking, but that’s another lazy parenting story all together…
March Budget Recap
March was a good budgeting month for us. We saved extra money, which is always a welcome relief. We did better with grocery spending, partially because our meals have been super no frills (read: lame) these past few weeks. Cooking this baby in my belly is about all the domesticity I’m up for these days. And we didn’t have any unexpected expenses arise! So, yes, a very good month, which we needed since we have a very large expense coming up this month!
All of that said, here’s what we’re planning for our April budget:
April 2015 Budget
|Personal & Clothing: $120 (rolls over monthly)
Everything Else: $305
Gifts: $145 (rolls over monthly… currently at $480)
Vacations: $200 (rolls over monthly… currently at $400)
Total Expenses (minus rent): $2,206
Church/Charitable Donations: 10% of gross income
Savings: at least 25% of net income, but planning on enough side income to have saved 50% at the end of the year
*Living in NYC, our rent is a bit of an anomaly (major understatement) compared to our peers in the rest of the US of A. To give you an idea, it’s more than twice what we were paying in Utah. Yeahhh. But that just means the rest of our budget is that much more essential this year.
April Budget Changes
- Our electricity bill was great the first month we were here. But now?? It’s averaging about $150/month. And we haven’t even started using our A/C units yet. We’re trying to be careful to conserve energy where we can, but the bill won’t budge. Once summer hits, I think we’ll be staring at a $300+ monthly electricity bill. Ouch! For 900-square-feet of space, it’s kind of ridiculous.
- In March, we spent $400 of our vacation budget on a weekend trip to DC, which is why our current Vacation total is only at $400 (rather than the $800 it could be). The majority of our cost was spent on a rental car and gas, which is a lot more manageable than a bus or train with Sally. It will likely be months before we feel up for any other vacationy adventures, so it was well worth every penny.
- I didn’t add the cost of giving birth to our budget since we’re not sure exactly how much the hospital bill is going to cost us. But we will likely be paying at least $3,000 out of pocket this month. We’ll share all the pricey details as soon as we have them.
We’re only six days into the month, so if you haven’t started your April budget yet, there’s still plenty of time to jump on that horse and get going. Full discretion, I just updated everything for April last night. I’d been keeping a mental tally for the last five days! How is your 2015 budget coming along? Will this month be the month you start an itemized budget? (Say yes!)