Johnny and I have had this blog for over a year now, and it’s high time we explain what makes us tick. If you’ve been reading our blog since the beginning (I can name a few of you by name, but I won’t :)), you probably already know more about us than you’d like to. Like how Johnny doesn’t like having his picture taken. Or how I’m opposed to driving a minivan. But when it comes to personal finance, Johnny and I have never really laid out just how we feel. That’s right, this is a post about feelings. How can we take this Internet-stranger relationship to the next level if we don’t express how we feel, right? So let’s get started!
What We Are & What We Aren’t
We’re all about getting the best deal. We aren’t all about getting the cheapest thing.
As we’ve documented on this blog, Johnny and I will spend hours figuring out how to get the best deals on the Internets or on an upcoming vacation. But we aren’t just looking for the cheapest deal. If the best deal also happens to be the cheapest deal? Well, that is a unicorn that we will tame and make our pet.
We’re adamant about having a budget. We aren’t adamant about how to budget.
The important thing is having a budget. And we do think budgets should be regularly updated and somewhat itemized. But we don’t think there’s any one way to do that. Whether it’s a spreadsheet, an app, or a piece of paper, someone’s personal method of budgeting is just that — personal.
We’re going to live within our means. We aren’t going to vilify living comfortably.
As long as we’re living within our means and meeting our savings goals, we’re also going to take part in some of the comforts of life. Johnny and I splurge on cable, and we probably always will. It’s not a necessity, but we like it, and it fits into our budget.
We’re going to save every day of our lives. We aren’t going to resort to an extreme lifestyle to retire early.
While we believe in saving, we will never take it to the extreme. We’re not trying to shock others with our transcendent view on personal finance. The way others choose to live is their decision to make, and we’re not gonna preach hell and damnation to ye all. We will work hard, play hard, and save hard. And we’re not gonna wait until we’re old and wrinkly to do it.
We’re against going into debt. We aren’t against having nice stuff.
Johnny and I like nice stuff. And we don’t think that’s a bad thing. But staying out of debt and saving will always come first. Aside from a future mortgage, we’re committed to avoiding the Debt Monster at all costs.
How do our feelings align with your feelings? How are we all feeling? Did we hurt any of your feelings? Let’s just talk about our feelings.