• 401(k)s Made Easy

    401(k)s Made Easy


    We originally wrote this article for DailyFinance, but it’s an important topic that we haven’t discussed in a while so we wanted to share. We’d love to hear any thoughts you have on 401(k)s. There comes a time in most young professionals’ careers when they’re faced with the decision of…

  • 5 Smart Places to Put Your Extra Savings


    Getting out of debt is a beautiful thing. You’ve spent months or years or decades with a single financial goal, throwing whatever you can at its big, ugly face. You create rules, you create processes, you download tools, all with the same goal in mind — not owing anyone a…

  • 10 Things Every Investing Newbie Should Know


    Is there any better way to get pumped up on a Monday morning than reading about investing principles? Joanna just told me that “every imaginable way” is better. She also just told me that it’s sentences like the one I just wrote that keep me from having any friends. My 650 Facebook…

  • A Discussion on Early Retirement


    Happy Monday!! If you’re like me, that’s pretty much the last thing you want to read on a Monday, especially with my special addition of the second exclamation point. I seem to have a case of the Mondays every Monday, and so Sally and I are filling it to the…

  • Retiring Tomorrow Starts Today

    When to Start Saving for Retirement (Hint: NOW!)


    When I started my first real job out of college at the ripe old age of 22, the thought of saving for retirement was laughable. It just wasn’t even on my radar, what with $20k in student loans staring us in the face and only a small balance of savings…

  • Why We're Maxing Out our Roth IRA Each Year

    Why We’re Maxing Out our Roth IRAs Each Year


    At the beginning of the year, Johnny did a few posts on the dirty details of the Roth IRA. Those posts, condensed? We’re big, big fans of Roth. We maxed out our Roth IRA last year, we’ve maxed it out this year (using our tax return from Uncle Sam), and…

  • How to Start a Roth IRA

    How to Start a Roth IRA (Part II)


    Welcome to round two of Roth IRA indoctrination! Yesterday, we discussed why to start investing in a Roth IRA. Today, it’s all about the how. Are you freaking pumped or what?! Actually, don’t be — that’d just be weird. I’m really not sure why finance-related tasks always seem so daunting and confusing,…

  • Why to Start a Roth IRA

    Why to Start a Roth IRA (Part I)


    If I could travel back in time as my current self and visit my then 18-year-old self, this is the wisdom I would dispense: Stop using MySpace. It’s dumb, and you’re going to feel dumb that you ever had an account. If you wear that puka shell necklace one more…

  • Everything You Need on One Notecard

    A Pocket-Sized Guide to Financial Success


    Hello friends — and foes… you know who you are Mr. Panda Express guy who always scrimps on my orange chicken. There’s a special circle in Dante’s Inferno reserved just for you. Overpriced Chinese-but-not-really-Chinese food aside, I wanted to let you all in an awesome image I saw retweeted a…

  • So what’s the difference between 401k and 403b?

    401k and 403b — Equally Boring, But Different


    Just a few short years ago, the term “401k” held very little meaning to me. All I knew was that it was something boring adults had, and since I refused to become one of those, I needn’t think of such nonsense. This mentality lasted until Johnny and I moved to…