OFB’s Newest Addition


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OFB's Newest Addition

Despite her reluctance to leave the comfort of her warm, womby home, we welcomed this little gal to the world yesterday afternoon. Her name is Wynn and we think she’s rad. Joanna is doing great and putting the pellet ice machine out of business. We’re planning on introducing Sally to her little sister…

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Potty Training a Two-Year-Old


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Potty Training Two-Year-Olds: Everything You Need to Know

As many of you know, I was determined to try potty training Sally before the new baby came. I wanted to slash our diaper expenses as well as the number of diapers I had to change on any given day. Well, one weekend when I was 34 weeks pregnant, I…

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But Why?


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We budget to save money. But why? We all can dig a little deeper and ask the extra why to really find the human element — the source of all motivation.

The world of personal finance is chock full of textbook answers for nearly every single financial “why” behind every budgeting goal. Why are you maxing out your Roth IRA? To save for retirement. Why are you paying down your mortgage more quickly? So I can be debt free. Why are you…

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