The month Johnny and I paid off our student loans was just like any other month. But the next month? It was unlike any other. For the first time in our marriage, we could focus on saving, instead of paying off debt. Saving! Just what we’d always wanted. But after…

When Johnny and I got our first real jobs out of college, we were both just giddy that someone wanted to pay us a salary. Us! Our combined income the year prior had been $19k, so any sort of steady income made us feel like kings (ahem… or rather, king…