• Canceling Your Gym Membership

    Canceling My Gym Membership Changed My Life (and Budget)


    You know those girls who frequent the gym in cute spandex outfits, striding on the elliptical machine while reading Self magazine and sipping Diet Coke? What a ridiculous sight. I’d never be caught dead doing that, except when I did exactly that every day for eight years. (Self magazine had…

  • Self-Employed and Choosing Health Insurance


    Welp, we did it. Starting October 1st, we got on our very own health insurance plans for the very first time ever. Before this point, we’ve always had an employer offering us plans and subsidizing the costs. But now that we’re 100% self-employed, we’re 100% in charge of our own…

  • Healthcare Conundrum

    Our Healthcare Conundrum


    As we dive headfirst into the unchartered waters of self-employment (surprise!… we’ll be talking more about this soon), we find ourselves faced with a few new financial considerations. Some aspects of our budget that were dictated by our various employers are now 100% dictated by us. For example, when our contract…

  • An Apple a Day

    Choosing New Health Insurance in NYC


    One of the big question marks with our move out to New York City was how our health insurance would change — and how it would affect our budget. Because our insurance in Utah was with a regional company, it couldn’t come with us to NYC. So we found ourselves…

  • Changing Insurance

    Choosing New Health Insurance


    Welp, it’s that time. Johnny and I are choosing new health insurance. For multiple reasons — okay, mostly because of the Affordable Care Act — our current health insurance has gone up in price and is now too expensive, and so Johnny’s company is dropping it and opting for different…