Earlier this week I rambled on about the importance of setting goals. And now onto the nitty gritty — the actual goal setting! When Johnny and I are setting short-term and long-term goals, we always flesh out the long-term goals first. And how do we do that? Well we ask…

Moving has a way of derailing your budget. Well, really, it has a way of pretty much derailing everything: your budget, your daily routine, your weekly Japanese takeout, your… life! And it takes a while to get back on track, but Johnny and I are finally getting there. And one…