Yesterday’s post covered our costs before Baby Girl arrived in our home. Today I’ll cover the costs we’ve incurred since that little munchkin first wrapped her hand around Daddy’s finger (which literally happened seconds after she was born). We did a post on how we got a free baby, so luckily Johnny and I didn’t have any hospital bills. But she’s forced our hand in other expense categories… you think you’re totally prepared, but NOPE. No matter how many preparations we made, there’s nothin’ like the real thing. And that doesn’t just go for expenses… we thought we knew how to change a diaper, but Baby Girl showed us our diapering weaknesses real quick in ways that are now engraved into our brains forever.
In our first week home with Baby Girl, we had to take three trips to the doctor. She was a very yellow little baby, and her bilirubin levels had to be monitored. Because these weren’t routine visits, we had a $15 copay each time. Luckily, her levels evened out, and we hope our next appointment isn’t until her 2-month check up, which will be covered by insurance.
Diapers and Wipes
We were gifted a good number of diapers and wipes, AND the hospital sent us home with another 100 diapers or so. And even though we did a post on this, we still weren’t prepared for how many diapers our little girl could go through. WHOA. After a few weeks, we had to go purchase our own, and we’ve spent about $60 up until now. I think we’ll probably average about $50/month on diapers and wipes from here on out. For the moms who do cloth, you are superwomen. I need each and every convenience I can get my hands on right now, including disposable diapers. Let’s just say I did laundry almost a week ago, and it’s still not folded. Don’t judge.
Yup, this category continues even after birth, despite all the gear we bought BEFORE. Some items we’ve purchased? A baby bath seat, a swaddle blanket, vitamin D drops, and a few other miscellaneous items. The total comes to about $50. And we’ve held off on getting a high chair, activity mat, and toys for when Baby Girl is older. But thanks to some Babies R Us and Target gift cards, hopefully some of those costs will be covered.
So we haven’t yet purchased any clothing. Our family and friends have been really generous in buying and gifting us clothes. Plus, Johnny’s older sister has three girls, and she has loaned us all of her baby clothes. WHAT! So incredible. That said, I’m listing this expense because I know it’s inevitable that we’re gonna have to buy Baby Girl some clothes in the near future. And, let’s be honest… I’m kind of (read: really) looking forward to it! 🙂
Yowza. I saved the best, or rather most pricey, expense for last. Now that we have Baby Girl, we pay an extra $150 each month for insurance. So since we’re already into month two, we’ll round up and say $300 for this expense. Boy, it’s a good thing she started smiling at us a couple weeks ago to help lessen the blow.
In Baby Girl’s first 6 weeks of life, we’ve spent about $450 extra. And I’ve taken a pay cut during my maternity leave, which has cost us a few thousand dollars. No big deal. (NOT!) Thankfully, these expenses weren’t too much of a surprise. And we’re figuring out ways to offset Baby Girl’s extra expenses. Johnny just started getting reimbursed by his work for his cell phone, which covers our monthly diaper costs. I got a pay raise at the end of the year, which covers our extra insurance costs. And we’re hoping to get a nice payout from Aflac soon, which will hopefully make up for some of the income we lost during my maternity leave. And the fact that we never leave the house anymore does wonders for all those unnecessary shopping expenses. No more impulse buys at the mall for these two.
So, Parents-To-Be, if you can anticipate and prepare for all these expenses, you’ll be a-okay when it comes time to bring Baby home from the hospital. No pressure. 😉 And as other parents can attest, you’ll be so in love with the little one that you’ll be willing to spend whatever it takes to take care of him or her.
For any parents out there, were you surprised by how much parenthood cost? Was it more or less than you expected? For any of you who don’t have parenthood anywhere on your radar, thanks for letting me bore you to tears the past two days. You’re troopers—and hopefully still open to having children. 😉