We’re here in the city! Getting out here was a little hectic with all our luggage and a toddler and kitty in tow, but we survived! Sally slept the entire plane ride, and Persie… well, she meowed the entire time. But neither had any accidents, so we’ll still call it a win. The past few days have been chock full of unpacking, more unpacking, remembering to eat, and then unpacking some more. But this is the easy part… it was everything leading up to this that about had us going crazy. It was so incredible to finally sleep on our own bed again this week after two weeks without it.
While unpacking and breaking down cardboard boxes, Johnny and I have been discussing the changes our move to NYC will bring to our budget. Here are a few of the items that will change:
Rent: Uhh… yeah.
Transportation: Goodbye gasoline, hello public transportation! While we won’t have gas or auto insurance anymore, we will have a monthly subway pass, which will cost Johnny about $112. I don’t plan to get a monthly pass, but I’ll still be adding money to a subway card as I need it, so we’ll see how much that ends up costing. How often I ride the subway vs. walking places will be totally dependent on how confident I get with hauling a stroller and Sally down subway steps.
Cable: Cable and Internet are more pricey out here than they were in Utah, so we’ve decided to nix the cable and rely on Netflix, Hulu, etc., for our TV show watching needs. This was a tough decision to make since cable has always been splurge-worthy for us, but we’re trying to keep our expenses as comparable as possible to our costs in Utah. So it had to be done.
Food: Groceries are expensive out here. I went to grab milk for Sally two nights ago, and the *cheapest* gallon at the local grocery store was $5.30. Ack! Just like last time we lived out here, we plan to do most of our grocery shopping via grocery delivery. We plan to keep our grocery budget the same for December, but we may need to raise it if things end up costing more than we think. There’s a Costco about a 30-minute bus ride away that we plan to take full advantage of, too!
Insurance: We had to switch medical insurance (again!) when we moved out here. We’re still not sure how that will affect our monthly premium (which was covered by Johnny’s company before we moved), so we’ll keep you posted.
Medical: Our little bundle on the way is going to be a bit more pricey to birth in NYC than she would have been in Utah. (If you missed my Instagram announcement, we’re having another GIRL! Sally is thrilled, or possibly still clueless.) We’ve guesstimated the cost, and we think we’re looking at at least a $2k increase in our baby bill out here. Ouch! Luckily, my supplemental insurance will help to cover most of that, but it will still be more than we were planning!
We’ll do a detailed budget breakdown soon, once we have our exact costs in NYC nailed down a bit better. What would it take for you to consider moving yourself (and your budget) to a big city? We were convinced we’d never live in NYC again, and yet, here we are!
p.s. We should be back to our regular posts next week! Thanks for standing by and TGIF!