All Wrapped Up – April 6

Our Freaking Budget Weekly Wrap-Up

We interrupt this scheduled Weekly Wrap-up for a brief PSA. [cue depressing Sarah McLachlan song] Loss. Abandonment. Gone forever. If we continue to wait, it’ll be too late. But we can turn the tide. The time to act is now. Save your RSS feeds before it’s too late. [fade out of song] If that made you a little emotional, I apologize. If you haven’t already heard, Google Reader is shutting down. Which means if you use Google Reader, you’re going to need to find a new way to subscribe to your RSS feeds. And since you’re definitely 100% subscribed to ours (hint hint), we’d hate to lose ya. So here are our suggestions:

  • Start using a new RSS service. Feedly is an awesome, well-designed alternative that offers a great web, mobile, and app options. And better yet, you can bring all of your Google Reader feeds over with the click of a button. Gravy. Another popular web-based option that allows you to sync your Reader feeds is Bloglovin, so give that one a look, too.
  • You can also get our posts hand-delivered to your email inbox by signing up here. Every morning, we wake up at 4:00am, fold and rubberband that day’s post, and if it looks rainy, we’ll put it in plastic wrap. Then we put it in an email, press “Send”, and voila! You’ve got mail!

So thanks for nothing Google! Actually, thanks for a lot of things Google. I’m sorry I said that. Please don’t blow up my house with your street view satellites.

Also, we should be friends. So like us on Facebook and follow us on Twitter. And then if you’ve got any pressing questions, post ideas, or comments, we’d love to hear them via email at

Tune of the Week


Joanna’s Johnny’s

Splurge of the Week

Skyfall Blu-ray rental – $1.50 – We were able to get Baby Girl to bed a little earlier than usual yesterday night, so we decided to make it a special night by renting the new 007 via Redbox. And instead of going for the standard DVD ($1), we decided to let our hair down and go for the Blu-ray for an extra $0.50. Wild and crazy times in the OFB household!

Our Freaking Baby’s Easter Photos

Before eatingBefore eating.

After eatingAfter eating.

Fave Posts

  • This post over at The Umbrella Treasury is heaven-sent. Joanna and I have been wanting to run some numbers on how much we stand to gain/lose over time with rising interest rates and larger down payments. And that’s exactly what this freaking awesome post breaks down.
  • As the weather finally warms up, we can a feel a health/fitness kick coming on. So this list of mostly fitness/healthy food blogs curated by Lindsay at The Lean Green Bean was well-timed. Note: there’s one site listed there that’s stupid and you should probably ignore.
  • This high school senior’s letter “To All the Colleges that Rejected Me” is really awesome.
  • And while April Fool’s has come and gone, you can still travel to our site in 1993 with our Internet Time Machine. To login, use any password you desire.

Have a swell weekend!

Previous Post Next Post

You Might Also Like


  • Reply Laurie @thefrugalfarmer April 6, 2013 at 9:27 am

    If you don’t stop posting pics of that adorably cute little girl, Rick’s going to ban me from reading OFB – you’re almost making me want another baby! 🙂

    • Reply Joanna April 6, 2013 at 11:14 pm

      Laurie our girl is only 3 months, and I already feel that way when I see other people’s newborns! And yet I’m running around like a chicken with its head cut off with just one, so I don’t know WHY I feel that way. Maybe if people posted pictures of their babies screaming their heads off it’d get our thinking straight! 😉

  • Reply Rob April 6, 2013 at 9:47 am

    Baby Girl’s pics sure bring back memories. When our first little one was born (ie., our Baby Girl) and we had just purchased our first house, we couldn’t afford much furniture back then so our closed off dining room (which had wall to wall carpeting) became her exclusive playroom, wall to wall toys all over the floor ! 🙂

    Speaking of houses, when we had our first mortgage I went out to a bookstore and picked up a book that showed the formulas used to calculate mortgages, listing the factors associated with each mortgage interest rate, etc etc. I then used that info to calculate the month to month impact on our outstanding mortgage principle and interest balances, as well as how much we could decrease the mortgage principle balance with monthly regular payments as well as additional yearly prepayments (which we were allowed to make on each anniversary date of our mortgage). Back then I figured that prepaying down our mortgage was the best and more guaranteed investment in interest payment savings that I could make compared to other investments.

    • Reply Johnny April 8, 2013 at 2:24 am

      Basically every room in our house has become Baby Girl’s room. Bouncers, toys, burp cloths, diapers, clothes, random sock. She owns this place.

      I’m always a fan of doing math that helps figure out how to keep more money in your pocket. Unfortunately for us right now with contemplating home buying, there’s no telling how quickly and how high interest rates will rise. Since we’re not trigger happy with buying right now anyway, we’re keeping our fingers crossed that things stay put a little while longer.

  • Reply JW_Umbrella Treasury April 6, 2013 at 10:42 am

    Thanks so much for the shout-out! I’m really delighted to be featured in this week’s round-up!

    And I love the Easter pics of Baby Girl. I’m pretty sure I make those same exact faces before and after eating. This is why I could never go on a crash diet.

    • Reply Johnny April 8, 2013 at 2:27 am

      Haha. Crash dieting would be my worst nightmare.

      Thanks for writing an excellent post and making our number crunching easier!

  • Reply The Norwegian Girl April 6, 2013 at 10:43 am

    What did you think of Skyfall? Personally, I loved it, as it was much more old-school, back to the basics kinda James Bond. Loved those photos of your babygirl btw, adorable! 🙂

    • Reply Johnny April 8, 2013 at 2:29 am

      Two thumbs up from us. We liked it more than the last two. And there will be a lot more storyline to build off of going into the next movie.

  • Reply Beth Sheridan April 6, 2013 at 10:27 pm

    Oh your baby is so cute!!!

    • Reply Johnny April 8, 2013 at 2:31 am

      Thanks, Beth! We think she’s a keeper.

  • Reply Linda April 7, 2013 at 5:05 am

    Aww, Baby Girl is freaking cute!

  • Reply Michelle April 7, 2013 at 11:27 am

    Baby Girl is so freakin’ cute! I just smile every time I see one of her pictures.

    • Reply Johnny April 8, 2013 at 2:36 am

      Thanks, Michelle. I’ve got a picture of her on my phone wallpaper and I’m often caught with a weird grin looking at my phone in the middle of meetings at work. 🙂

  • Reply Roo // NEON FRESH April 7, 2013 at 2:30 pm

    I make the same faces before and after eating. I want to squeeeeeeze her (but not in a scary way I promise).

    • Reply Johnny April 8, 2013 at 2:41 am

      I taught her everything she knows. I’m teaching her the proper method of licking Cheetos dust off fingers right now. She’ll be well-prepared when her milk-only diet ends.

  • Reply MomofTwoPreciousGirls April 7, 2013 at 8:32 pm

    That before pic is priceless! My oldest’s first Easter pics are similar…she was miserable the whole day! It was the dress…she still hates them!

    • Reply Johnny April 8, 2013 at 2:42 am

      Haha. The dress, the bow, the socks, the shoes. If she could, she would always be naked. And I would always be covered in her pee. I guess I already am, so not much of a difference there. 🙂

  • Reply KC @ genxfinance April 8, 2013 at 10:41 am

    Skyfall is awesome. I like it better than the other two as well. And baby Easter photos is super cute.

  • Reply K.Nicole April 22, 2013 at 9:42 am

    LOVE THE BABY PICS! My little muffin butt just turned four mths yesterday (Sunday). BABIES FOR EVERYONE!!! *sprinkles babydust all over the blog comments area*

  • Leave a Reply