It’s been an interesting couple of months in the OFB household. Life has been crazy. I’ve hinted at this a few times, but seriously, the last few months just really kicked our trash. Johnny has been traveling more than ever for work, and his workload has also been heavier than…
Done and done. Johnny and I just now got our October budget up to date. After only a week in, we’d already fallen behind! It’s been a crazy month already. Johnny is busier than ever at work, and I’ve been sick and caring for a toddler so our budget (and…
Johnny and I started our first itemized budget in the fall of 2009. That very first month of keeping track of every cent was quite uncomfortable for the both of us. But we did it. In fact, we stuck to our budget perfectly. And then… the next month wasn’t quite…
We just wanted to say, “Goodnite” to our good friend Gdub really quick. Okay, that’s actually “budgeting” spelled backwards. Oh, budgeting. We hate to love you, we love to hate you, but we need you. And no matter how many topics we discuss, it always comes back to budgeting. We’ve…
Everyone’s definition of a budget seems to be different. And the way Johnny and I budget isn’t necessarily exactly how someone else should budget. A lot of it depends on the health of your finances. For instance, when Johnny and I first graduated from college, we had a $1,000 emergency…
Our Tuft & Needle giveaway is now closed, and we’ve emailed the winner with additional details. Thanks to all who participated! And if you didn’t win, keep your eyes peeled for another giveaway coming later this week! Can you believe it’s August? The year is flying by. I’M EXCITED FOR…
When Johnny first told me about a budgeting book he was reading, I was all for it. He’d tell me little details here or there, and I’d nod my head in approval to all the wisdom he was gleaning from its crisp pages. Then he sat me down to discuss…
I love that each new year comes with a new chance for goals, resolutions, and planning. But no matter how many resolutions you set or how many plans you make, the year never goes exactly how you imagined it. Johnny and I have managed to stay on track financially, but…
Lately, we’ve been getting a lot of questions about some of the specifics of our budgeting strategies. And while we’ve covered the specifics here and there, it’s high time we recap the ins and outs of how we budget. How Our Monthly Budget Works As many of you know, Johnny…
Some things are meant to be subjective. Like your favorite candy, for instance. If I asked Johnny to define the perfect candy, he’d grab a box of Good ‘N Plenty’s from the cupboard. If he asked me to define the worst candy, I’d take that box of Good ‘N Plenty’s…